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Dropping or losing Medigap

Drop your Medigap policy

If you want to drop your policy, contact your insurance company to cancel it.

If you're losing Medigap coverage

In most cases, your Medigap insurance company can't drop you because the Medigap policy is a guaranteed renewable policy. This means your insurance company can't drop you unless one of these happens:

  • You stop paying your premiums
  • You weren't truthful on the Medigap policy application
  • The insurance company becomes bankrupt or insolvent

If you bought your Medigap policy before 1992, it might not be guaranteed renewable. This means the Medigap insurance company can refuse to renew the Medigap policy. But, the insurance company must get the state's approval to cancel your Medigap policy. If this happens, you have the right to buy another Medigap policy.

For more information

  • Find a Medigap policy.
  • Call your State Health Insurance Assistance Program (SHIP).
  • Call your State Insurance Department.