What's Medicare Supplement Insurance (Medigap)?
Medigap & Medicare Advantage Plans
Medigap & Medicare drug coverage (Part D)
Illegal Medigap practices
When can I buy Medigap?
Buying your Medigap policy
Switching Medigap policies
Dropping or losing Medigap
Follow 4 steps to buy a policy.
Tips for filling out your application
How to pay for your policy
It's best to pay by check, money order, or bank draft. Make it payable to the insurance company, not the agent. If buying from an agent, get a receipt with the insurance company's name, address, and phone number for your records. Some companies may offer electronic funds transfer.
Decide when your policy should start
Ask for your policy to become effective when you want coverage to start. Generally, Medigap policies begin the first of the month after you apply. If, for any reason, the insurance company won't give you the effective date for the month you want, call your State Insurance Department.
You paid for your policy, but it hasn't started
If it's been 30 days and you didn't get your Medigap policy, call your insurance company.
If it's been 60 days and you didn't get your Medigap policy, call your State Insurance Department.