What drug plans cover
Medication Therapy Management programs for complex health needs
Drug plan coverage rules
Using your drug plan for the first time
Filling a prescription without your new plan card
Costs for Medicare drug coverage
Monthly premium for drug plans
Yearly deductible for drug plans
Copayment/coinsurance in drug plans
Costs in the coverage gap
Part D late enrollment penalty
Each Medicare drug plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.
A drug in a lower tier will generally cost you less than a drug in a higher tier. Your prescriber may think you need a drug that's on a higher tier. If so, you or your prescriber can sometimes ask your plan for an exception to get a lower copayment.
A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:
Find out which plans cover your drugs.